Total investment
₹5,00,000
Total withdrawal
₹6,00,000
Final value
₹10,154
| Month | Balance at Begin | Withdrawal | Interest Earned | Balance at End |
|---|---|---|---|---|
| 1 | ₹ 5,00,000 | ₹ 10,000 | ₹ 3,333 | ₹ 4,93,333 |
| 2 | ₹ 4,93,333 | ₹ 10,000 | ₹ 3,289 | ₹ 4,86,622 |
| 3 | ₹ 4,86,622 | ₹ 10,000 | ₹ 3,244 | ₹ 4,79,866 |
| 4 | ₹ 4,79,866 | ₹ 10,000 | ₹ 3,199 | ₹ 4,73,065 |
| 5 | ₹ 4,73,065 | ₹ 10,000 | ₹ 3,154 | ₹ 4,66,219 |
| 6 | ₹ 4,66,219 | ₹ 10,000 | ₹ 3,108 | ₹ 4,59,327 |
| 7 | ₹ 4,59,327 | ₹ 10,000 | ₹ 3,062 | ₹ 4,52,390 |
| 8 | ₹ 4,52,390 | ₹ 10,000 | ₹ 3,016 | ₹ 4,45,405 |
| 9 | ₹ 4,45,405 | ₹ 10,000 | ₹ 2,969 | ₹ 4,38,375 |
| 10 | ₹ 4,38,375 | ₹ 10,000 | ₹ 2,922 | ₹ 4,31,297 |
| 11 | ₹ 4,31,297 | ₹ 10,000 | ₹ 2,875 | ₹ 4,24,173 |
| 12 | ₹ 4,24,173 | ₹ 10,000 | ₹ 2,828 | ₹ 4,17,000 |
| 13 | ₹ 4,17,000 | ₹ 10,000 | ₹ 2,780 | ₹ 4,09,780 |
| 14 | ₹ 4,09,780 | ₹ 10,000 | ₹ 2,732 | ₹ 4,02,512 |
| 15 | ₹ 4,02,512 | ₹ 10,000 | ₹ 2,683 | ₹ 3,95,196 |
| 16 | ₹ 3,95,196 | ₹ 10,000 | ₹ 2,635 | ₹ 3,87,830 |
| 17 | ₹ 3,87,830 | ₹ 10,000 | ₹ 2,586 | ₹ 3,80,416 |
| 18 | ₹ 3,80,416 | ₹ 10,000 | ₹ 2,536 | ₹ 3,72,952 |
| 19 | ₹ 3,72,952 | ₹ 10,000 | ₹ 2,486 | ₹ 3,65,438 |
| 20 | ₹ 3,65,438 | ₹ 10,000 | ₹ 2,436 | ₹ 3,57,875 |
| 21 | ₹ 3,57,875 | ₹ 10,000 | ₹ 2,386 | ₹ 3,50,260 |
| 22 | ₹ 3,50,260 | ₹ 10,000 | ₹ 2,335 | ₹ 3,42,596 |
| 23 | ₹ 3,42,596 | ₹ 10,000 | ₹ 2,284 | ₹ 3,34,880 |
| 24 | ₹ 3,34,880 | ₹ 10,000 | ₹ 2,233 | ₹ 3,27,112 |
| 25 | ₹ 3,27,112 | ₹ 10,000 | ₹ 2,181 | ₹ 3,19,293 |
| 26 | ₹ 3,19,293 | ₹ 10,000 | ₹ 2,129 | ₹ 3,11,421 |
| 27 | ₹ 3,11,421 | ₹ 10,000 | ₹ 2,076 | ₹ 3,03,498 |
| 28 | ₹ 3,03,498 | ₹ 10,000 | ₹ 2,023 | ₹ 2,95,521 |
| 29 | ₹ 2,95,521 | ₹ 10,000 | ₹ 1,970 | ₹ 2,87,491 |
| 30 | ₹ 2,87,491 | ₹ 10,000 | ₹ 1,917 | ₹ 2,79,408 |
| 31 | ₹ 2,79,408 | ₹ 10,000 | ₹ 1,863 | ₹ 2,71,270 |
| 32 | ₹ 2,71,270 | ₹ 10,000 | ₹ 1,808 | ₹ 2,63,079 |
| 33 | ₹ 2,63,079 | ₹ 10,000 | ₹ 1,754 | ₹ 2,54,833 |
| 34 | ₹ 2,54,833 | ₹ 10,000 | ₹ 1,699 | ₹ 2,46,532 |
| 35 | ₹ 2,46,532 | ₹ 10,000 | ₹ 1,644 | ₹ 2,38,175 |
| 36 | ₹ 2,38,175 | ₹ 10,000 | ₹ 1,588 | ₹ 2,29,763 |
| 37 | ₹ 2,29,763 | ₹ 10,000 | ₹ 1,532 | ₹ 2,21,295 |
| 38 | ₹ 2,21,295 | ₹ 10,000 | ₹ 1,475 | ₹ 2,12,770 |
| 39 | ₹ 2,12,770 | ₹ 10,000 | ₹ 1,418 | ₹ 2,04,188 |
| 40 | ₹ 2,04,188 | ₹ 10,000 | ₹ 1,361 | ₹ 1,95,550 |
| 41 | ₹ 1,95,550 | ₹ 10,000 | ₹ 1,304 | ₹ 1,86,853 |
| 42 | ₹ 1,86,853 | ₹ 10,000 | ₹ 1,246 | ₹ 1,78,099 |
| 43 | ₹ 1,78,099 | ₹ 10,000 | ₹ 1,187 | ₹ 1,69,286 |
| 44 | ₹ 1,69,286 | ₹ 10,000 | ₹ 1,129 | ₹ 1,60,415 |
| 45 | ₹ 1,60,415 | ₹ 10,000 | ₹ 1,069 | ₹ 1,51,484 |
| 46 | ₹ 1,51,484 | ₹ 10,000 | ₹ 1,010 | ₹ 1,42,494 |
| 47 | ₹ 1,42,494 | ₹ 10,000 | ₹ 950 | ₹ 1,33,444 |
| 48 | ₹ 1,33,444 | ₹ 10,000 | ₹ 890 | ₹ 1,24,334 |
| 49 | ₹ 1,24,334 | ₹ 10,000 | ₹ 829 | ₹ 1,15,163 |
| 50 | ₹ 1,15,163 | ₹ 10,000 | ₹ 768 | ₹ 1,05,931 |
| 51 | ₹ 1,05,931 | ₹ 10,000 | ₹ 706 | ₹ 96,637 |
| 52 | ₹ 96,637 | ₹ 10,000 | ₹ 644 | ₹ 87,281 |
| 53 | ₹ 87,281 | ₹ 10,000 | ₹ 582 | ₹ 77,863 |
| 54 | ₹ 77,863 | ₹ 10,000 | ₹ 519 | ₹ 68,382 |
| 55 | ₹ 68,382 | ₹ 10,000 | ₹ 456 | ₹ 58,838 |
| 56 | ₹ 58,838 | ₹ 10,000 | ₹ 392 | ₹ 49,230 |
| 57 | ₹ 49,230 | ₹ 10,000 | ₹ 328 | ₹ 39,558 |
| 58 | ₹ 39,558 | ₹ 10,000 | ₹ 264 | ₹ 29,822 |
| 59 | ₹ 29,822 | ₹ 10,000 | ₹ 199 | ₹ 20,021 |
| 60 | ₹ 20,021 | ₹ 10,000 | ₹ 133 | ₹ 10,154 |
A Systematic Withdrawal Plan (SWP) is a facility that allows an investor to withdraw money from an existing mutual fund at predetermined intervals (usually monthly, quarterly, or annually). This is ideal for investors looking for regular income from their investments.
The SWP calculator helps you estimate how long your investments will last based on:
The calculator shows you the monthly breakdown of your investment, including the interest earned each month, the withdrawal amount, and the remaining balance. This helps you plan your finances better and make informed decisions about your investments.
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